We specialize in you.

Efima supports and improves large and mid-sized organizations' business with ERP, financial management and RPA & AI solutions, outsourcing services, and consulting. We strive to provide the best service within our industry and be an exceptional workplace for our experts. We were chosen as Microsoft's Digitalization Partner of the Year in 2020.

The Dream

The Dream

The world economy was taking a beating from the financial crisis in the winter of 2009 when the four founding members of Efima started on the path toward their dream of a different kind of financial management service company. Sights were set high, because the team combined Finland's strongest financial management and systems expertise. The goal was customer service growing from passion and quality. The company should also be a good employer, and developed together with the employees.

Efima is a quickly growing service provider. Yet, we learn new things every day. The ultimate goal is to become a company appreciated by clients and other stakeholders alike, while being a desirable, developing workplace for personnel.

We believe in

Fit-for-purpose financial management, built to support each of your key business goals.

Efficiency based on intelligent processes, automation, standardization, expertise, measurements and economies of scale.

Agility and flexibility throughout change management.

Transparency that breeds both function efficiency and business integrity.

Why do we exist?

Every company must be able to trust the figures and information produced by its financial management. This requires functional, correctly planned business processes and operating models, as well as systems that create that information efficiently. Agile, well-implemented and controlled financial management will enable growth and future-oriented management.

Electronic business processes will be imbued with intelligence. Intelligent, automated and self-learning processes are a huge opportunity for businesses. Efima has a lot to offer to exploit this opportunity.

System projects and process outsourcing fail far too often. We strive for successful projects and outsourcing. Key success factors are good planning, intensive listening and competent management.

Our clients buy competence and partnership, working business processes and financial management. We make a big effort to provide a better customer experience every day.

What we look like

Our management: a bunch of rather different personalities, united by Efima's values and goals.

Tero Salminen

Tero Salminen

Tero Salminen enjoys leading a challenger company where ERP and financial management expertise is combined with a deep konwledge of IT systems. Tero believes in fit-for-purpose solutions in consulting and listens carefully to customers before giving any recommendations. He also shares his knowledge in a book he wrote with Sanna.

Tero spends his free time with his family. He is also into different sports and, in fact, Tero is Efima's undisputed skiing champion. 

Sirkku Palmuaro

Sirkku Palmuaro

Efima’s CFO Sirkku Palmuaro is an experienced financial management professional. At Efima, she is responsible for developing Efima's financial administration to support the company's growth, current stage of development and future requirements. One of Efima’s core values, “willingness to listen”, refletcts Sirkku’s management style as Sirkku believes that effective financial management requires attentive listening to both other people and business.

In her free time, Sirkku works as a yoga teacher and treats her hobby with the same ambition as her professional life.

Tapio Immonen

Tapio Immonen

High-quality customer service and mutual benefits are top-of-mind with Tapio Immonen, Efima’s Sales Director, when he is offering our competencies to customers. The best results in all work are achieved in teams, says our seasoned ICT expert, who over the years has been profusely praised for his leadership style.

That is probably also why he is so successful as the coach of a children’s baseball team. In addition, family, friends and physical exercise feature high on his leisure activity list.

Satu Räsänen

Satu Räsänen

The we-are-in-this-together mindset and the desire to continuously grow and develop unite Efima and Efima's Director of Human Resources, Satu Räsänen. She is in charge of management, culture, and employee well-being at Efima.

Satu enjoys being able to make the daily lives of the people at Efima easier and enable the experts to succeed in their work.

Päivi Holmqvist

Päivi Holmqvist

Päivi Holmqvist, experienced leader and marketing and communications professional, is responsible for developing Efima's communications and marketing for the future needs of the growth company. Päivi believes that the expertise and views of Efima’s professionals have value for both our customers and our society at large – and that is why the goal of Efima’s marketing is to make their voices heard.

Social issues and learning new things ignite Päivi in her free time as well. In addition, Päivi spends time with her family and on her various culture and sports related hobbies.

Thomas Beijar

Thomas Beijar

With years of experience from service and project-based business, Thomas Beijar is leading Efima's software services. He is excited to see what the future holds as Efima continues to offer fit-for-purpose business solutions to its customers.

Outside of work, Thomas is passionate about good food paired with excellent wines. 

Terhi Saarinen

Terhi Saarinen

Terhi Saarinen is in charge of Efima's outsourcing services. She has earned her stripes working in various management and expert positions throughout her career. In Terhi's vision, Efima is a development-focused partner for the most satisfied customers on the market.

In her personal life, Terhi enjoys speding quality time with her family. She can also occasionally be spotted on the golf course during summertime.

Sanna Kaarlejärvi

Sanna Kaarlejärvi

Sanna Kaarlejärvi is one of Efima's founders and is in charge of developing Efima's financial management business. Sanna is of the leading business process consultant in Finland and an award-winning educator. Efima’s customers benefit equally from Sanna’s top competency as a financial management advisor. You can read more about Sanna in the books she has written with Tero.

In her spare time, Sanna enjoys exercising, travelling and relaxing at her lakeside summer cabin.

Markus Turunen

Markus Turunen

Markus Turunen is responsible for Efima’s RPA & AI business. He is also the CIO of Efima. He has long experience in managing software businesses, and a strong competency in AI from different fields of business. For him, well-functioning systems are of key importance.

At work, Markus has his head wrapped around the cloud, but at home he has his feet firmly on the ground as a new father. Identical twins keep their dad moving.

Kai Lyytinen

Kai Lyytinen

Kai Lyytinen is a long-time ERP professional, and responsible for Efima’s ERP business. He has dozens of demanding, yet successfully executed IT projects to show and can be called a black-belt Microsoft Dynamics AX and D365 expert. To him, challenges are opportunities that through unrelented work and ironclad competency are turned in the client's favor. Kai's most peculiar project has probably been an ERP implementation on a poultry farm in Jamaica.

Kai is often seen with a stick in his hand in a hockey or floorball rink or spotted with a club on a golf course.

Board of Directors

Board of Directors

Efima Oy's Board of Directors appointed in 2017 include Jorma Turunen, experienced board professional currently conducting doctoral studies, Janne Juusela, lawyer and partner at Borenius, Lars Husberg, Management Advisor and Development Director at Lappset, and Kai Lyytinen, ERP Business Director and Partner at Efima. The Chairman of the Board is Minna Alitalo, who has experience in numerous CFO positions.